Have You Heard About HECM?

Monday, January 30, 2017

Have You Heard About HECM?

I’m so excited to tell you all about a new purchase program called the Home Equity Conversion Mortgage!

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I just learned about a new program called the Home Equity Conversion Mortgage (HECM), and I’m excited to share the details with you today.

HECM is a purchase program that enables those of retirement age, 62 or older, an incredible opportunity to purchase a very nice home and never have to make a mortgage payment.

Let’s say you’re 68 years old and selling your home to move to a different one, and now that your home sold, the different home you want to purchase costs $175,000. That would require an $84,836 premium to close. With HECM, you could purchase that $175,000 home with just $84,836 and never have to make another mortgage payment.

This is the best program for the retirement age group I have seen to date.

As another example, if you were 78 years old and wanted to purchase a $400,000 house, it would require just $159,013 and you would never have to make a monthly mortgage payment.

There are no income requirements for this program, and it’s one of the best I’ve ever seen for people of this age group in all my years of experience.

If you have any questions, please feel free to reach out to me with a phone call or a quick email. I look forward to hearing from you!

About Dale

While it can be said that Realtors come and go, this is certainly not the case for all. Dale Ross has been a career Realtor in the Houston and Katy, Texas area since 1981. He has experienced the real estate market through all of its fluctuations – historical levels of both ups and downs – and in seeing it first-hand, he has realized the maxim that has carried him through it all: exceptional, personalized customer service prevails in every market.

Dale understands that his clients not only expect but deserve the absolute best service and stellar results. That’s why providing world-class service to every client is Dale’s top priority…and the only way that he will conduct business.

The Dale Ross Realty Group is consistently named as one of the Top 20 Real Estate sales groups in Houston. When you consider that the costs involved in Realtor representation are generally the same no matter who you choose to do business with, doesn’t it make sense to choose a very successful person? Dale has never let go of his time-tested maxim and his commitment to exceptional, personalized customer service is still the primary reason why the Dale Ross Realty Group stands apart.

“Many agents think that their most important job is to satisfy the customer. I don’t think that’s true. I believe that satisfying the customer is simply the minimum requirement for staying in business. Over the last 33 years, my staff and I have constantly improved our systems, processes, and services to go well beyond the standard level of ‘service’ provided by other real estate agents. Simply put, our objectives are to get you the most money in the least amount of time…and, of course, with the fewest hassles along the way.” – Dale Ross

Dale demonstrates his commitment to exceptional, personalized customer service to each and every client, and it’s his goal to satisfy each client beyond their expectations and provide the best real estate transaction experience, hands down.

Every member of the Dale’s organization shares in these goals and commitments, and they want to make certain that your experience is exceptional, and that you’re so satisfied with their representation that you’ll gladly refer the Dale Ross Realty Group to your friends.

Realtors may come and go, but thanks to decades of experience and his trademark level of customer service, Dale Ross is here to stay.

Dale Ross
Keller Williams Signature Realty

920 South Fry Road
Katy, Texas 77450

(281) 599-6575
rdr@daleross.com
www.daleross.com